If he had to start all over again, he wouldn’t.

After enduring criticism for taking out a paycheck protection program (PPP) repayable loan, Josh Brown, CEO of $ 1.3 billion RIA Ritholtz Wealth Management, said The Wall Street Journal in one Friday article: ‘Give me a time machine after the way people have treated me.’

“I would have remortgage my house and kept more of my money in cash,” the quote continues. “The lesson I learned is that we need to set up a line of credit in case things like this arise in the future.”

After announcing the loan in a long Message of May 25, Brown then announced a few days later that the company intended to repay the loan, which is forgivable as long as it is spent within a certain period of time and a certain percentage is used on wages (restrictions on time and percentage were recently released, at 24 weeks and 60%, respectively).

Brown had harsh words for competitors who are considering canceling loans, telling the Newspaper: “Companies that have not had revenue affected should not ask for forgiveness unless they now have no morals.

Brown, who has 1.1 million Twitter followers, recently locked down his’Broker Reformed‘Twitter account, which means its tweets can only be viewed by current followers and new followers approved by the account.

His most recent tweet, in which he refers to a blog post thanking readers for their support and stating that his company intends to repay the loan, is dated May 27.